You can check the real-time credit report through CreditNexus and obtain detailed credit score and personal financial status.

Credit scores will affect the interest rate of your loan, the approval of your credit card application, your rental application, and the approval of other financial products.

By repaying loans on time, reducing debts, and avoiding frequent applications for new credit cards, you can effectively improve your credit score.

The credit rating will be updated monthly or every two months based on your credit activities. The exact update time depends on each credit agency.

Yes, we employ advanced encryption technology to safeguard users' personal information and credit data, ensuring your data is completely secure.

On the credit report page, you can view the credit utilization rate. Generally, a credit utilization rate below 30% is beneficial for your credit score.

If you find inaccurate information in your credit report, you can contact the credit scoring agency and submit a dispute request. We also offer online support to assist you in handling such issues.

CreditNexus offers free basic credit scoring and report query services. Additionally, it provides advanced subscription services that offer more functions and detailed reports. The specific fees can be viewed within the application.

In the app, We have a credit score guide. Stay informed with our resources and improve your financial literacy